Meet the broker… Positive Commercial Finance

Meet John Waddicker of Positive Commercial Finance

Tell us about your business?

We are a commercial finance broker predominantly dealing with property finance for “business purposes”.

This includes both short-term finance (bridging finance and property development finance) and long-term finance (BTL’s, commercial mortgages, investment mortgages etc).

This is our 15th year in business and we are an award winning, FCA regulated brokerage.

Where are you based and where do you operate geographically?

We are based in Bury, but our clients are countrywide. We facilitate loans for our clients in England, Wales & Scotland.

What are the main issues impacting your local market?

Currently, the development finance sector is being impacted by the cost of materials and labour supplies.

As such, we need to ensure our clients’ appraisals have a significant contingency built-in and are ultimately realisable and viable.

What challenges are you facing as a broker?

As above, property development projects, in particular, have to be sensibly costed and planned.

What are the main opportunities for brokers in your area and nationally?

A good finance broker will always prosper. As an award winning, FCA regulated brokerage, our on-going success stories are testament to our experience and diligence.

What could lenders do to help further your business?

The key for me is service and reliability. Fortunately, there is a wide enough range of lenders out there, for us to be able to choose our lenders partners accordingly.

What sets you apart from the competition?

Experience, diligence, professionalism, service, and ultimately results.

How should potential borrowers contact you?

All contact details and personal profiles are on our website