Zephyr Homeloans has made a reduction in mortgage rates across most of its products in a bid to provide brokers with more competitive options.
The specialist buy-to-let (BTL) mortgage provider’s rate adjustments apply to properties with varying energy performance certificate (EPC) ratings.
For properties with an EPC rating of A to C, Zephyr is offering a 2-year fixed-rate standard mortgage up to 65% loan-to-value (LTV) at 3.59% with a 7% fee.
Additionally, a 5-year fixed-rate standard mortgage up to 65% LTV is available at 4.69% with the same fee.
For houses of multiple occupancy (HMOs) and multi-unit freehold blocks (MUFBs), the 2-year fixed-rate mortgage up to 65% LTV is set at 3.79%, while the 5-year fixed-rate product is offered at 4.89%, both with a 7% fee.
For properties with EPC ratings of D or E, the new rates include a 2-year fixed-rate standard mortgage up to 65% LTV at 3.69% with a 7% fee.
The 5-year fixed-rate standard mortgage up to 65% LTV is now available at 4.74% with the same fee.
For HMOs and MUFBs, the 2-year fixed-rate mortgage up to 65% LTV is set at 3.89%, while the 5-year fixed-rate product is offered at 4.94%, both with a 7% fee.
Paul Fryers, managing director at Zephyr Homeloans, said: “By reducing the rates on the majority of our mortgage products we’re providing brokers with a wider range of tools to help find the best deal for their landlord customers.”
