Zephyr Homeloans has launched a 2-year, fixed, 80% mortgage product across its standard, houses of multiple occupancy (HMO) and multi-unit freehold blocks (MUFB) ranges.
For properties with an A to C-rated Energy Performance Certificate (EPC), the lender is offering 5.89% on a 2-year, fixed-rate, standard mortgage up to 80% loan-to-value (LTV), with a 3% fee and 6.09% on a 2-year, fixed-rate mortgage for HMOs and MUFBs up to 80% LTV, with a 3% fee.
For properties with an EPC rating of D or E, Zephyr is offering 5.99% on a 2-year, fixed-rate, standard mortgage up to 80% LTV, with a 3% fee and 6.19% on a 2-year, fixed-rate mortgage for HMOs and MUFBs up to 80% LTV, with a 3% fee.
Paul Fryers, managing director at Zephyr Homeloans, said: “We’re seeing increasing interest from brokers in the HMO and MUFB sector.
“In launching these products we’re able to help brokers support their landlord clients to develop their business in this specialist market segment.”
