Zephyr Homeloans, the specialist buy-to-let mortgage provider, announced rate reductions for its 2-year and 5-year mortgage products.
Zephyr lowered rates by 0.20% for 2-year products and 0.20% to 0.36% for 5-year products.
For properties with an A to C-rated energy performance certificate (EPC), the 2-year fixed rate is set at 3.14% and the 5-year rate at 4.69%, both up to 65% loan-to-value (LTV) with a 7% fee.
Rates for new builds and flats above commercial properties match these, while HMOs and MUFBs are at 3.29% for two years and 4.79% for five years.
For properties with a D or E-rated EPC, the 2-year fixed rate is 3.24% and the 5-year rate 4.74%, up to 65% LTV with a 7% fee.
Rates for new builds and flats remain the same.
HMOs and MUFBs have a 2-year rate of 3.39% and a 5-year rate of 4.84%.
Andrew Rowe, head of sales at Zephyr Homeloans, said: “We’re pleased to be able to support brokers and their landlord customers further with these new reductions.”
