Standard Life Home Finance has appointed Phil Quinn as head of sales as the lender strengthens its intermediary strategy and continues to grow awareness of its later life lending proposition.
Quinn brings significant experience from across the specialist market. He was most recently national account manager at Bluestone Mortgages, and previously head of intermediary sales at LiveMore Mortgages. He has also held senior roles at Together and Pepper Money, and holds both DipMAP and CeMAP qualifications.
In his new role, Quinn will focus on developing relationships across the intermediary market and supporting advisers working with older clients. He will also take a lead role in the lender’s adviser clinics, which provide education on topics such as underwriting, customer vulnerability and the impact of repayments on lifetime mortgages.
PQuinn said: “This is an exciting time to be joining such a forward-thinking later life lender. Given the ageing population in the UK, and the expectations of the regulators, specialist later life lending will play a much bigger role in the advice process in the years ahead.
“This is especially true in light of the impact making repayments can have on the eventual cost of a lifetime mortgage. Later life lending products are solutions that all advisers, whether mainstream or specialist later life advisers, should be considering as standard for their clients.”
“Standard Life Home Finance is well known for its innovative approach, providing creative solutions that meet the needs of later life customers. The recent move to increase the maximum LTVs available on the Horizon range to 51%, and the criteria enhancements that open up the products to a broader range of customers, are great examples of how we are proactively adapting to ensure that it can support more older homeowners to unlock their equity and deliver an even better experience.”
“Standard Life Home Finance is committed to bringing specialist later life products to more people, and I share this passion and look forward to working closely with advisers to help them grow their businesses while delivering excellent outcomes to their clients.”