Zephyr Homeloans, the specialist buy-to-let (BTL) mortgage provider, has cut rates on its 2- and 5-year products.
For properties with an A- to C-rated Energy Performance Certificate (EPC), it is offering 2.94% on a 2-year fixed rate standard mortgage up to 65% loan-to-value (LTV) with a 7% fee, and 4.64% on a 5-year fixed rate standard mortgage up to 65% LTV with a 7% fee.
For new builds and flats above commercial properties, the rates are 2.94% for 2-years and 4.64% for 5-years, both up to 65% LTV with a 7% fee.
For houses in multiple occupancy (HMOs) and multi-unit freehold blocks (MUFBs), Zephyr is offering 3.09% for 2-years and 4.74% for 5-years, up to 65% LTV with a 7% fee.
For properties with a D- or E-rated EPC, Zephyr is offering 3.04% on a 2-year fixed rate standard mortgage up to 65% LTV with a 7% fee, and 4.69% on a 5-year fixed rate standard mortgage up to 65% LTV with a 7% fee.
For new builds and flats above commercial properties, the rates are 3.04% for 2-years and 4.69% for 5-years, both up to 65% LTV with a 7% fee.
For HMOs and MUFBs, Zephyr is offering 3.19% for 2-years and 4.79% for 5-years, up to 65% LTV with a 7% fee.
Andrew Rowe, head of sales at Zephyr Homeloans, said: “We’re pleased again to be able to provide reductions for brokers to offer to their landlord customers.”
