One Mortgage System (OMS) and Monument Technology have announced a strategic partnership that brings together OMS’s advanced mortgage originations platform with Monument’s Banking Platform as a Service (BPaaS), offering lenders a fully integrated, end-to-end solution.
The partnership enables banks, building societies and specialist lenders to manage the entire loan journey in one place — from origination through to core banking and servicing. The integration brings together OMS Originations’ direct and intermediary submission capabilities with Monument’s open, configurable banking infrastructure.
Launched in 2023, OMS Originations supports a wide range of products and features, including instant decisioning, a customisable product engine, underwriting workflow tools and second- and third-line audit functionality. It handles complex products such as buy-to-let, semi-commercial, JBSP, self-build, expat and limited company mortgages.
Monument Technology, also launched in 2023, delivers a full-service digital banking platform with native mobile and web apps, integrated third-party tools and licensing, and platform maintenance, all under a single contract.
Dale Jannels, CEO at One Mortgage System, said: “Partnering with Monument Technology is a significant step in our journey towards a full end-to-end service proposition and has already enabled us to engage with many lenders seeking to move providers.
“With the emergence of AI, it’s clear that choosing the right technology partner is high on the agenda for many banks, building societies and specialist lenders as their needs, along with the needs of their borrowers, savers and brokers are changing. Gone are the days of staying with archaic platforms because it’s ‘always been that way’.
“2025 is already shaping to be an exciting year for OMS Originations and we look forward to working with the Monument Technology team over the coming months and years.”
Steve Britain, CEO at Monument Technology, added: “We are delighted to be partnering with OMS to integrate their broker portal and mortgage origination capability with the end-to-end Monument platform to enable our first client, Ecology Building Society, to dramatically enhance their lending proposition. We also look forward to bringing OMS and the Monument Technology platform together for the benefit of other clients going forward.”
The partnership has already been deployed to support Ecology Building Society’s lending operations, with further client integrations planned.
