Zephyr Homeloans, the specialist buy-to-let (BTL) mortgage provider, has reduced rates across its 2-year fixed BTL mortgages by 0.15%.
The rates apply to properties with energy performance certificates (EPC) rated A to C.
Zephyr is now offering 2.79% on a 2-year fixed standard mortgage up to 65% loan-to-value (LTV) with a 7% fee, and the same rate for new builds and flats above commercial properties up to 65% LTV.
For houses in multiple occupation (HMOs) and multi-unit freehold blocks (MUFBs), the rate is 2.94% up to 65% LTV with a 7% fee.
For properties with an EPC rating of D or E, the lender is offering 2.89% on 2-year fixed standard mortgages and new builds or flats above commercial properties, up to 65% LTV with a 7% fee.
For HMOs and MUFBs in this band, the rate is 3.04% up to 65% LTV with a 7% fee.
Additionally, Zephyr said its fixed rate mortgage products are also available with a 0% or 3% fee option.
Andrew Rowe, head of sales at Zephyr Homeloans, said: “We are continuing to fund rates that will help brokers to better service their landlord customers.”
