LiveMore has announced an increase in loan to value (LTV) limits across its lifetime mortgage product range, building on the success of its 2025 launch. The changes will take effect from 9:00am on Friday 6th June and apply to its Standard, 5-Year ERC and 6 Month Offer (Purchase) lifetime products.
The revised LTVs include an increase from 49.75% to 51.00% for customers aged 80, from 39.25% to 41.00% at age 70, and from 22.25% to 24.00% at age 55. The enhancements do not apply to LiveMore’s Premier, Property+ or LTV1 tiers.
Les Pick, sales director of equity release at LiveMore, said: “We’re pleased to introduce these enhancements, which reflect our ongoing efforts to provide greater flexibility and support for later life borrowers. The LTV increases will provide new opportunities for customers seeking to unlock equity. As always, we encourage brokers to use the LiveMore Mortgage Matcher® to find the most suitable solutions quickly and efficiently.”
LiveMore’s Mortgage Matcher tool, available at livemoremortgages.com/lmm, works in tandem with its affordability calculator and has been developed with consumer duty in mind. The platform is free for brokers and designed to help identify the most suitable products for later life clients based on individual needs.
