Market Harborough Building Society has reduced pricing across its residential fixed-rate mortgage range by up to 0.20%, with changes applying to both UK-based and expat borrowers for loans up to £3m.
The lender’s 2-, 3- and 5-year fixed rates under its standard residential offering have been adjusted as follows: tier one rates have been cut by 0.15%, while tier two rates have been reduced by 0.20%. The society confirmed that its large loan range for cases up to £5m remains unchanged.
Following the reductions, tier one fixed-rate residential deals now start from 5.04% with a £1,495 product fee. Tier one variable rates start from 5.64%.
Iain Smith, head of mortgage distribution at Market Harborough Building Society, said: “We’re making these rate reductions off the back of our recent changes, which saw us raising the loan threshold across our standard residential solutions from £2m to £3m to support higher-value borrowing. The latest rate drops ensure we’re well-positioned to support clients with both simple and more complex circumstances.”
Market Harborough Building Society offers loans up to £5m and specialises in complex cases, including non-standard income, quirky properties, multiple complexities, and niche scenarios such as lending into retirement, second homes, and joint borrower sole proprietor applications.
