RAW Capital Partners has increased its loan-to-value (LTV) limit from 55% to 70% as it marks the 10-year anniversary of the RAW Mortgage Fund.
The Guernsey-based firm will introduce the new LTV for all first charge mortgages from 1st July 2025, replacing its previous maximum LTV and limited second charge options.
The change is aimed at making the lending process more straightforward and flexible for overseas investors.
Brokers will be able to use the new LTV alongside RAW Capital Partners’ existing features, which include decisions in principle within one business day and no stress testing.
Tim Parkes (pictured), CEO at RAW Capital Partners, said: “As we celebrate a decade of successful, disciplined lending, this increase to our LTV limit represents a natural next step for our proposition – one that continues to evolve in line with the needs of expats and overseas investors.
“Too often, these borrowers are underserved by traditional lenders, and this change puts us in an even stronger position to bridge that gap with speed, flexibility, and clarity.
“Right now, a number of market complexities are making it harder for brokers and borrowers to navigate the investment landscape.”
Parkes added: “By introducing a single, straightforward 70% LTV, we’re removing unnecessary friction from the process.
“I’m confident brokers will find even greater value in our proposition from July, and we’re excited to support their clients in accessing the UK property market with confidence as we enter our second decade as a lender.”
