Molo reduces buy-to-let mortgage rates by up to 0.49%

Molo has announced a reduction of up to 0.49% across its UK resident buy-to-let (BTL) mortgage products, effective immediately. 

2-year fixed rates for standard BTL products now start at 2.74%, while 5-year fixed rates begin from 4.39%.

These rates are available to both individuals and limited company landlords.

This latest repricing reflects Molo’s ongoing commitment to improving affordability and supporting brokers and landlords as they navigate the market.  

Specialist BTL products including new builds, houses in multiple occupation (HMO) and multi-unit freehold blocks (MUFB), now carry only a 0.15% premium over standard pricing.

That means 2-year fixed rates for these property types start from 2.89%, with no additional fees for larger properties (6+ rooms/units).  

Pricing for non-UK residents and expat borrowers remains unchanged, with rates starting from 5.69% and 5.24%, respectively, up to 85% loan-to-value (LTV). 

Martin Sims, Molo’s distribution director, said: “We are committed to providing Intermediaries with product offerings that help landlords stay competitive and agile in today’s fast-moving market.

“By reducing rates and maintaining simplicity across our specialist products, we are giving brokers more flexibility and landlords greater access to sustainable, affordable solutions, whether they are investing in a single property or growing complex portfolio.”

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