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Brickflow partners with BloomSmith to offer VAT bridging loans for commercial property

Brickflow has partnered with BloomSmith to offer VAT bridging loans for commercial property and land on its platform. 

The move means brokers, debt advisors and borrowers using Brickflow can now access a fast way to cover VAT payments during property deals.

These loans are useful when a property is VAT elected, as they help buyers manage cash flow without having to use their own equity or go back to senior lenders. 

BloomSmith said its process allows borrowers to get funds within 48 hours of legal completion. 

When the loan ends, HMRC pays BloomSmith back.

Ian Humphreys, CEO and founder of Brickflow, said: “The addition of BloomSmith to the Brickflow platform is an exciting development as we look towards a strong second half of 2025. 

“We are dedicated to delivering holistic financing solutions to our clients, and expanding into bespoke VAT funding highlights the scope of the borrowing options we provide.”

Nigel Smith, CEO of BloomSmith, said: “Joining the Brickflow platform is central to our goal of supercharging BloomSmith’s future lending opportunities. 

“As the UK’s largest commercial property finance marketplace, this partnership opens the door to numerous prospective borrowers who can benefit from VAT funding but may otherwise have been unaware of our provision.”

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