Buckinghamshire Building Society has announced rate reductions of up to 0.40% across its limited company buy-to-let and holiday let ranges, with new pricing starting from 5.79%.
The move includes the introduction of a 2-year discounted limited company BTL product at the same rate, offering greater flexibility for landlords seeking short-term value.
The most significant change sees the Society’s 5-year fixed limited company BTL rate fall from 6.39% to 5.99%, offering brokers a more competitive long-term option.
Other notable reductions include the 3-year fixed expat limited company BTL, now available at 5.89%, and a 2-year discounted expat holiday let product reduced to 5.89%.
Claire Askham, head of mortgage sales at Buckinghamshire Building Society, said: “We know the market is constantly shifting, and these changes reflect our efforts to keep our products competitive and useful for brokers.
“We’ve refined our limited company rates and introduced a new two-year discount to give more flexibility, especially for clients who want to keep upfront costs down or manage their cash flow in the early years.”
She added: “We’re always listening to the conversations brokers are having with their clients. Whether it’s limited company cases, expat lending or more complex scenarios, we want to offer straightforward, good-value options that help brokers move things forward.”
All limited company products carry a flat £1,500 fee, while standard products carry a £1,195 fee. A 125% Interest Coverage Ratio applies for limited company borrowers. The Society also supports day one SPVs, first-time buyers, and first-time landlords.
The rate changes follow a separate update to the Society’s Credit Restore range in June, where rates were cut by up to 0.20% and maximum LTV increased to 75% to support credit-impaired borrowers.
