Halifax has announced a series of changes to its mortgage product range, set to take effect from today, Friday 1st August 2025.
These updates will apply to both remortgage and product transfer offerings and include rate reductions, deadline extensions, and enhancements to product terms.
For remortgage customers, selected products will benefit from rate reductions across a range of loan-to-value (LTV) tiers.
Key changes include a 0.21% reduction on the 2-year fixed product at up to 60% LTV, bringing the rate down to 3.81% with a £999 fee.
The lender’s 2-year fixed product at 75% to 80% LTV will see a 0.22% reduction to 4.33%, while the highest reduction applies to the 85% to 90% LTV tier, where the rate falls by 0.28% to 4.72%.
In the 5-year fixed category, reductions range from 0.10% to 0.20%.
The 5-year product at up to 60% LTV will be lowered to 4.01%, while the rate for the 85% to 90% LTV product will drop by 0.20% to 4.37%, all with a £999 fee.
Alongside rate changes, Halifax is also extending complete-by dates for all remortgage, product transfer, and further advance products.
Additionally, end dates for the updated product range will now be aligned to December of the relevant year, providing greater flexibility for customers.
Brokers are reminded that the product search tool on the Halifax Intermediaries website, Halifax Intermediaries Online, and associated sourcing systems will reflect the updated range today, Friday 1st August.
