Newcastle for Intermediaries has launched a new bespoke proposition called Enhanced+, designed to offer greater flexibility on high-value and complex mortgage cases through a combination of increased loan-to-income (LTI) multiples and tailored underwriting support.
Available from this week, Enhanced+ offers lending from £450,000 to £3.5m at up to 90% LTV and allows LTI multiples of up to 6x, or 5.5x for self-employed applicants. Interest-only options are also available, including up to 80% LTV with a mix of repayment vehicles or up to 85% on a part-and-part basis.
The lender said the proposition aims to support a wide range of clients, particularly those with non-standard income streams such as restricted share units or SIPPs. Borrowers will also have direct access to underwriters for complex case discussions.
Francesco Di Pietro, head of intermediary mortgages at Newcastle Building Society, said: “We know brokers increasingly need a truly flexible, high‑value lending solution for their clients. Enhanced+ gives brokers the confidence to place high net‑worth and complex-income cases.
“By raising Loan to Income multiples up to 6x, lowering our minimum loan threshold and underwriting non‑standard incomes, we’re removing barriers for borrowers who might otherwise struggle to secure the funding they need.”
Enhanced+ is available through both intermediary and direct channels, with local BDM support and underwriter access included as part of the service.
