Fiduciam has allocated a further £100m to London real estate, targeting more investors interested in opportunities created by the current market conditions.
The lender reported a rise in opportunistic transactions in London, mainly in commercial property and some in residential.
The new funding will focus on acquisitions and asset upgrades, especially where value can be added.
Vacancy rates in the City and West End have started to fall and valuations are lower, which has pushed up transaction volumes in London commercial property in the first half of 2025.
Many of the loan applications Fiduciam received over the last six months have been for construction works, such as Energy Performance Certificate (EPC) upgrades, transformations from offices to serviced apartments, and repositioning of underperforming mixed-use assets.
Fiduciam is offering up to 90% loan-to-cost for acquisitions and transformation projects, with interest rates starting from 0.77% per calendar month, and loan terms up to three years.
Louisa Holland-Hibbert (pictured), head of UK origination at Fiduciam, said: “Our commitment to enabling transformation and urban regeneration applies across the UK and the current market has brought opportunities in London to the forefront.
“We invite real estate investors, intermediaries and debt advisors to reach out discuss their acquisition and transformation opportunities with us.”
Thomas Reeve, who leads Fiduciam’s UK team, said: “Fiduciam believes in the long-term resilience of London, and therefore views the current repricing of assets as a gateway to a high volume of opportunistic real estate transactions, which has often led to a peak in bridging and development demand.
“We have an excellent track record in the capital, having funded real estate transactions across all segments, from offices, student accommodation and retail to hospitality and residential, always meeting the tight acquisition deadlines.”
