In a market where client expectations are rising and regulatory requirements continue to evolve, advisers need investment solutions that deliver value without adding complexity. Multi-asset solutions remain a popular choice for those seeking diversification, simplicity and efficiency.
Scottish Widows Managed Growth Funds are designed to support that need. They provide a straightforward multi-asset range that aims to deliver capital growth while keeping costs low and client conversations clear.
Scottish Widows Expertise
With more than 30 years of experience in multi-asset investing, Scottish Widows has built a strong track record in delivering diversified solutions for advisers and their clients. Today, the investment team manages over £113 billion in multi-asset strategies, applying disciplined processes and deep market insight to help deliver consistent outcomes.
This capability is supported by the strength of Scottish Widows as a whole, one of the UK’s most established financial brands, trusted by six million customers for their long-term savings and investments. This combination of specialist expertise and scale underpins the design and governance of the Managed Growth Funds.
Risk-Profiled, Globally Diversified Range
The Managed Growth Funds offer five risk‑profiled portfolios, designed to align with a broad spectrum of client needs and objectives. Each portfolio is globally diversified across equities, bonds and REITs, benefitting from dynamic asset allocation while using passively managed sub-funds to keep costs low. Asset allocation decisions are supported by a robust governance framework, ensuring portfolios remain aligned to their stated objectives.
At a glance:
- Five risk-profiled portfolios aligned to a broad spectrum of client needs.
- Global diversification across equities, bonds and REITs.
- Asset allocation supported by strong governance and regular oversight.
- Independently risk-rated to support workflows and due diligence.
Dynamic Asset Allocation
The funds are managed by the same experienced team behind one of the largest, longest-running multi-asset solutions in the market. Their approach is dynamic, allowing flexibility to take opportunities and make impactful changes when they arise – and to do so in a cost-effective manner. By leveraging its size and scale, Scottish Widows is able to pass on the benefits to your clients, making Managed Growth Funds a suitable choice for those looking for a trusted investment solution and value for money.
The process combines:
- Capital Market Assumptions to forecast expected returns and risks across asset classes.
- Efficient frontier modelling to identify optimal asset mixes for each risk level.
- Alignment with leading risk profilers to ensure suitability for client objectives.
- Forward-looking analysis using third-party insights to stress-test and refine allocations.
This disciplined framework helps capture opportunities, manage risks, and support consistent long-term outcomes.
Robust Governance
The Managed Growth Funds are subject to independent oversight and regular formal reviews by committees made up of senior executives and experienced investment specialists.
The team reviews and adjusts fund holdings regularly to keep them aligned with their return and risk objectives, helping advisers deliver solutions that remain appropriate over time.
Investing Responsibly
Scottish Widows’ responsibility is to aim for good investment outcomes while managing risks effectively. The Managed Growth Funds integrate environmental, social and governance (ESG) factors because these can be financially material and influence long-term portfolio performance.
The approach combines reducing risk by excluding certain companies to limit exposure to risks such as stranded assets, while seeking opportunities by investing where possible in businesses that have stronger ESG credentials or are transitioning to a low-carbon economy. The team also engages with companies to encourage more sustainable practices, to help build resilient, forward-looking portfolios.
Value for Money
With an ongoing charges figure (OCF) of just 0.10%, the Managed Growth Funds offer a cost-effective solution designed to deliver value without adding complexity.
Available Now on the Scottish Widows Platform
The Managed Growth Funds are available exclusively to advisers on the Scottish Widows Platform across pension, ISA, and GIA wrappers. The platform delivers a seamless, fully digital experience designed for efficiency and ease of use, with over 50 straight through processes and smooth integration with your existing back-office systems.
Key features include:
- Integrated tools from EVPro and FE fundinfo* to support scenario planning and provide comprehensive insights.
- Capital Gains Tool for accurate reporting and effective tax planning.
- Customised, branded client reports at account or product level, including holdings, transactions, and performance summaries.
- Secure, powerful platform with robust governance and connectivity for streamlined workflows.
Why Choose Managed Growth Funds?
The Managed Growth Funds have been developed to give advisers a simple, risk-profiled solution backed by the experience and scale of Scottish Widows. Combining global diversification, dynamic asset allocation and robust governance, they are designed to help advisers meet client objectives while keeping costs low and processes efficient on the Scottish Widows Platform.
Discover how the Managed Growth Funds can support your investment proposition on the Scottish Widows Platform.
Important Information:
For UK financial adviser use only.
* Please speak to your Business Development Manager around accessing EVPro.
The value of investments can go down as well as up, and clients may get back less than they invest. Past performance is not a guide to future returns. Please refer to the full fund documentation for details of risks.
Scottish Widows Platform is a trading name of Embark Investment Services Limited, a company incorporated in England and Wales (company number 09955930) with its registered office at 33 Old Broad Street, London, EC2N 1HZ. Embark Investment Services Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register number 737356).
