Hope Capital is celebrating its 14th anniversary with strongest quarter to date since its launch in 2011.
Founded by Jonathan Sealey, offers funding solutions for residential, semi-commercial, and commercial property types across England, Wales, and Scotland.
The firm’s Q3 surpassed every single milestone since its launch, delivering record-breaking achievements across all departments.
Hope Capital’s loan book is currently 36% higher than last year.
By mid-September, funding levels had already matched the whole of 2024, driven by stronger business volumes in 2025.
Funding is aslo on track to close the year 32% higher than in 2024.
The lender reported that refurbishment loans are up 71% compared with the same period last year, while oan completions have risen by an average of 40% each quarter versus 2024.
Since December, the lender has recorded a 61% reduction in default loans.
Jonathan Sealey, CEO at Hope Capital, said: “Looking back to when I launched Hope Capital in 2011, where I used my own savings to rent a small office, borrowing a desk and chair from a friend, and picking up a basic Nokia phone to get started, I could never have imagined how far we’d come.
“14 years on, to be celebrating the results we’ve achieved in Q3 is something I’m incredibly proud of.
“The industry has become significantly more competitive since then, and I’m often asked how we differentiate ourselves from our competitors.
“It’s very simple, it’s our team, who all work incredibly hard to deliver on the service we promise. Not forgetting all the stakeholders we’ve worked with over the years, who have undoubtedly become part of Hope Capital’s success.”
Kate Cowan, CFO at Hope Capital, added: “This has not just been a defining quarter for Hope Capital, but an incredibly successful year.
“According to the latest BDLA figures*, bridging activity in the wider market eased slightly in the last quarter, despite completions being 32.9% higher year-on-year. Whereas our performance speaks volumes, with funding in Q3 being 84% higher than Q3 2024.
“Our continued growth has been driven by the strength of our funding relationships, the dedication of our exceptional team, and the ongoing support from our trusted broker partners.
“We’re in a strong position to build on this momentum, as we’re on the verge of announcing a major development that will mark an exciting next chapter and without a doubt, will have a significant impact on the market.”
