InterBay, part of OSB Group, has reduced rates across its commercial owner occupier range and selected semi-commercial products, with rates now starting from 5.34%.
The move aims to support brokers with clients seeking diversification opportunities within the commercial space.
Within its semi-commercial range, for properties with over 55% residential value, new business rates have been reduced by up to 0.50%.
These reductions are available across a choice of 1%, 2% or 4% arrangement fee.
Semi-commercial for properties with over 55% residential value, with rates now start from 5.34% for a 2-year fixed and 5.89% for a 5-year fixed.
Rate reductions have also been applied across the commercial owner occupier range with rates reduced by 0.20% with a choice of 1%, 2% or 4% arrangement fee.
Rates within this range now start from 6.39% for a 2-year fixed and 6.74% for a 5-year fixed.
Marc Callaghan (pictured), head of commercial lending at InterBay, said: “With demand rising, the commercial market is moving into a stronger position.
“We’ve been able to move quickly to support our brokers and their clients with tangible benefits which include rate reductions, lower fees and more choice across our standard product ranges.”
Rob Jupp, CEO at Brightstar, added: “Having seen the Bank of England base rate continue to come down throughout 2025, it’s great to see InterBay passing on these benefits to those investing in the future of high streets and commercial spaces.
“With investors moving in on high street properties, many are adding residential units along with retail spaces to maximise their use, spread the risk of voids and increase revenue.
“Perhaps this is the start of the high street revolution that many towns and cities have long been hoping for.”
