The winners of the 2025 National Mortgage Awards – Second Charge have been revealed, celebrating excellence and achievement across the sector.
Hosted in London at the iconic Underglobe, Bankside, the event brought together leading brokers, lenders and industry partners from across the UK to recognise outstanding performance, innovation and service in the second charge mortgage market.
Led by celebrity host Jeff Stelling, the evening included dinner, drinks and dancing for nominees and other second charge industry professionals.
The prestigious Broker of the Year title was awarded to Loan.co.uk, presented by Jigar Patel of United Trust Bank, with Fluent Money highly commended.
Interbridge Mortgage was named Lender of the Year, presented by Paul Hunt of Square 1 Media, with Pepper Money highly commended.
The evening concluded with the Hall of Fame inductions, celebrating individuals who have made an outstanding contribution to the second charge industry: David Johnson, Marc Goldberg, and Andy Turner.
The National Mortgage Awards – Second Charge 2025 once again highlighted the innovation, professionalism and collaboration driving progress across the specialist lending community.
2025 National Mortgage Awards – Second Charge: Winners and Highly Commended
- BDM of the Year – Broker
- Winner: Eddie Lau, Norton Broker Services
- Operational Leader – Broker
- Winner: Michael Pearce, Believe Money
- Highly Commended: Joe Defries, The Loan Partnership
- Packager of the Year – Broker
- Winner: Jordan Chandler, Loans Warehouse
- Highly Commended: Mel Baguley, Clearscore
- BDM of the Year – Lender
- Winner: Sadie Thorley, Tandem Bank
- Operational Leader – Lender
- Winner: Michael Walters, Admiral Mortgages
- Highly Commended: Marie Grundy, West One Loans
- Underwriter of the Year – Lender
- Winner: Jessica Horn, Selina Finance
- Highly Commended: Adam Healy, Together
- Industry Champion
- Winner: Buster Tolfree, United Trust Bank
- Highly Commended: Matt Tristram, Loans Warehouse
- Best Industry Partner
- Winner: Pure Panel Management
- Highly Commended: OMS (One Mortgage System)
- Best Small / Medium Broker
- Winner: Truffle Specialist Finance
- Highly Commended: Brilliant Loans
- Best B2B Broker
- Winner: The Loan Partnership
- Highly Commended: Positive Lending
- Best Quality Packager – Broker
- Winner: Loans Warehouse
- Highly Commended: Clearscore
- Best Breakthrough Broker
- Winner: Dragon Finance
- Highly Commended: Your Mortgage People
- Best Small / Medium Lender
- Winner: Equifinance
- Highly Commended: Norton Home Loans
- Best Product Range
- Winner: Together
- Highly Commended: Tandem Bank
- Best Use of Innovation
- Winner: Admiral Mortgages
- Highly Commended: Pepper Money
- Best Service
- Winner: Pepper Money
- Highly Commended: Interbridge
- Broker of the Year
- Winner: Loan.co.uk
- Highly Commended: Fluent Money
- Lender of the Year
- Winner: Interbridge Mortgage
- Highly Commended: Pepper Money
- Hall of Fame Inductees
- David Johnson
- Marc Goldberg – Together
- Andy Turner – Norfolk Capital Group / Mercantile Trust
Brian West, sales director at The Intermediary, said: “The National Mortgage Awards – Second Charge once again highlighted the strength, innovation and professionalism that define this sector.
“Every winner and finalist has shown real dedication to supporting brokers and customers through changing market conditions.
“It’s a privilege for The Intermediary to help recognise the people and businesses driving progress, collaboration and excellence across the second charge industry.”
Jessica Bird, managing editor of The Intermediary, said: “This year’s awards show how far the second charge market has evolved over the years, from a niche lending option to an integral part of modern mortgage advice.
“The innovation, service and collaboration on display demonstrate the sector’s maturity and resilience, even amid a challenging economic backdrop.
“Second charge lending continues to set new standards for flexibility, customer focus and broker support across the wider mortgage industry.
“Congratulations again to all our winners, highly commended and nominees for all their fantastic achievements.”
Check out the next issue of The Intermediary for photos and highlights from the night.
