Principality Intermediaries to launch rate reductions across key products

Principality Intermediaries is set to launch an updated mortgage range at 9am on Friday 17th October 2025, with the current range being withdrawn at 5pm on Thursday 16th October 2025.

The refreshed range includes rate reductions across a wide selection of residential, new build, joint borrower sole proprietor, buy-to-let, and holiday let products.

Residential rate cuts range between 0.04% and 0.10% across 2-, 3- and 5-year fixed products up to 90% loan-to-value (LTV).

Cashback residential products have also been reduced by up to 0.07%, while tracker products at 65%, 75%, 80%, and 85% LTV have fallen by 0.10%.

In the new build range, the 5-year fixed 95% LTV Shared Ownership product has been reduced by 0.17%, alongside a 0.07% cut to the 2-year fixed 75% LTV Help to Buy (Wales) product.

Joint Borrower Sole Proprietor rates have also fallen, with reductions of up to 0.08%, including a 0.04% cut to the 5-year fixed 75% LTV product, a 0.08% reduction to the 2-year fixed 85% LTV product, and a 0.06% decrease to the 5-year fixed 90% LTV product.

In the buy-to-let range, the 5-year fixed 60% LTV product with no product fee has been reduced by 0.05%, while the 5-year fixed 70% LTV product with a £1,395 fee has been cut by 0.12%.

Holiday let products have also seen reductions, including a 0.10% cut to the 2-year fixed 60% LTV product, a 0.12% cut to the 5-year fixed 60% LTV product with no product fee, and a 0.11% cut to the 5-year fixed 75% LTV product with no product fee.

Principality Intermediaries said the changes reflect its continued commitment to supporting brokers and borrowers with competitive pricing across its mortgage offering.

The updated product range will be available on its website from 9am on Friday 17th October.

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