Utmost Wealth Solutions has released the Autumn 2025 edition of its quarterly technical briefing, Navigator, marking a full year since the publication’s launch.
Navigator is aimed exclusively at advisers serving High and Ultra-High Net Worth (HNW and UHNW) individuals and provides insights into the latest tax, legal and regulatory developments affecting international wealth and life insurance markets.
The latest edition features a Technical Spotlight on controlled distribution – a key objective in estate planning for HNW families seeking to pass on wealth in a structured, secure and tax-efficient way.
It explores how insurance-based wealth solutions are being used to achieve this in Spain, Belgium and Luxembourg.
This edition also introduces a new series, Navigator Voices, which will feature quarterly interviews with internal and external industry experts.
The inaugural piece features Stephen Atkinson, global head of sales and marketing at Utmost Wealth Solutions, who discusses how tax authorities are adapting their engagement with HNW individuals amid technological change and increasing international cooperation.
The Regulation, Tax and Compliance section covers new developments in crypto reporting, U.S. estate tax, and the UK’s forthcoming pension changes for expatriates.
The Country Focus section examines what UK advisers should prioritise ahead of the new tax year, with guidance on pensions, inheritance tax and using life insurance to mitigate the French exit tax.
Aidan Golden, head of group technical services at Utmost Wealth Solutions, said: “This edition marks one year of publishing these technical briefings which have evolved into a practical tool for advisers, offering technical insight, planning ideas and jurisdictional updates that support their client conversations.
“This quarter’s edition explores the increasingly important objective of controlled distribution which is fast becoming a priority for high-net-worth families seeking to manage succession with clarity and control.
“As we see growing demand for insurance-based wealth solutions from across our markets, Navigator looks at how these products are helping advisers deliver more structured and flexible planning outcomes.
“With each edition, Navigator continues to grow in relevance and reach, providing advisers with expertise they can apply in a fast-changing advisory landscape.”
Navigator can be found here.
