Foundation Home Loans has made changes to its residential range, including rate reductions of up to 0.20% and the launch of eight new products.
The lender has refreshed its green residential mortgage range, now offering a £500 cashback on completion instead of a free valuation.
The green products, for properties with an Energy Performance Certificate (EPC) rating of A to C, are now available across all credit tiers from F1 to F4.
Selected rates have dropped across F1–F4 core, remortgage, EPC saver, joint borrower sole proprietor (JBSP), professionals and key worker products.
Product highlights now include F1 remortgage products reduced by up to 0.15%, with rates from 5.49% and a £595 fee.
Some F1 core 5-year fixed rates have dropped by up to 0.10% at higher loan-to-values (LTVs).
New green products have launched for F1 and F2, with a 2-year fix at 5.29% up to 65% LTV and a 5-year fix at 5.59% up to 75% LTV, both with a £595 fee and £500 cashback.
Green products have also been launched for F3 and F4 at 75% LTV, with rates from 5.89% and 6.19% respectively, and a £595 fee plus £500 cashback.
F1 EPC saver products are now reduced by up to 0.20%, with rates from 5.64%, a £995 fee and £1,000 cashback.
F1 and F2 JBSP products are down by up to 0.15%, with rates from 5.84% and a £995 fee.
F3 and F4 products have also been reduced by up to 0.20%, with starting rates of 5.84% and 6.14%.
Tom Jacob, director of product at Foundation Home Loans, said: “With swaps easing recently, we’ve taken the opportunity to strengthen our Residential proposition and deliver a range that remains competitive across every customer type.
“These changes reflect both a desire to support brokers through the remainder of the year and a recognition of how the market is evolving, with growing demand for products that can adapt to more diverse borrower circumstances.
“By expanding choice and improving rates across multiple residential credit tiers, we’re helping brokers deliver more solutions that meet the reality of today’s borrowing landscape.”
Jacob added: “The extension of our Green range to cover all credit tiers is a key milestone for Foundation Home Loans.
“It underlines our commitment to supporting environmentally-conscious lending while ensuring it remains inclusive and accessible to residential borrowers at every level.
“We know brokers are looking for options that combine competitive pricing with long-term value, and this refresh reinforces our focus on delivering precisely that – a sustainable, specialist, and consistent offering across the residential market.”
