Love Finance has appointed former Monzo credit risk director Selen Cagirgan (pictured) as its head of credit and risk.
Cagirgan will oversee underwriting, credit and risk operations across the lending division and will help shape the firm’s credit strategy, enhance risk controls and develop scalable frameworks to support further growth.
Her role also includes refining data-driven lending models and building new product risk structures.
She will report to chief commercial officer Alex O’Malley.
Cagirgan brings more than 15 years of experience in credit analytics, portfolio management and risk governance.
She previously built the credit risk framework at Monzo Bank and most recently launched and scaled the lending arm of LemFi within seven months.
Cagirgan said: “Love Finance is changing how small businesses access funding, making it faster, fairer, and more accessible.
“I’m excited to join a team that’s pushing boundaries in business lending, and to use my experience to help more SMEs get the support they need to grow.”
O’Malley added: “As we enter this crucial stage of growth, Selen’s hire strengthens our lending capabilities.
“Her experience and strategic approach align perfectly with where we’re headed as a business. We’re thrilled to welcome her to the Love Finance team.”




