Principality Intermediaries has announced a series of changes to its mortgage range, which will take effect from 9am on Wednesday 5th November 2025.
The lender confirmed that its updated products will go live on its website at the same time, with the current range being withdrawn at 5pm on Tuesday 4th November 2025.
The new range will include increased maximum loan sizes for residential products, alongside a number of rate reductions across residential, joint borrower sole proprietor, buy-to-let, and holiday let categories.
In the residential category, rate decreases will apply across 2-, 3-, and 5-year fixed products at a range of loan-to-value (LTV) levels.
Adjustments include reductions of up to 0.04% on 2-year fixed 65% LTV products, 0.03% on 3-year fixed 65% LTV products, and 0.02% on 5-year fixed 65% LTV products.
At 75% LTV, rates have fallen by up to 0.05% depending on the product, while cuts of up to 0.06% have been applied at 80% and 90% LTV tiers.
The lender has also reduced rates on its Help to Buy (Wales) and Shared Ownership products by 0.05% and 0.08% respectively.
For residential products offering cashback, reductions have been made across multiple LTV bands, including a 0.03% decrease on 5-year fixed 65% LTV products and cuts of up to 0.05% for 90% LTV options.
Principality’s joint borrower sole proprietor range also benefits from a series of rate cuts, with decreases of up to 0.13% across its 75% to 90% LTV products.
In the buy-to-let range, 5-year fixed products have been reduced by up to 0.06% across 60%, 70%, and 75% LTV tiers, while holiday let products have seen reductions of up to 0.08% on 5-year fixed rates and 0.05% on 2-year fixed options.
However, the lender has also confirmed a small rate increase, with its 5-year fixed 95% LTV residential products rising by 0.05%.
The latest update reflects Principality Intermediaries’ ongoing adjustments to ensure competitiveness across its mortgage range, particularly within the residential and specialist lending markets.
