Cumberland Building Society will cut rates by 0.20% across its core holiday let range from 2nd December, giving landlords access to sharper pricing as they plan for 2026.
The changes see the society’s 2-year and 5-year fixed rates reduced from 4.98% to 4.78%.
The decision to adjust pricing ahead of the Christmas period reflects increased competition in the holiday let market, with the society aiming to help brokers secure stronger affordability outcomes for clients.
The updated products carry a £999 fee and are available for both purchases and remortgages.
Cumberland has supported the holiday let sector for more than 20 years and offers its products directly and through intermediaries nationwide.
Grant Seaton, head of intermediary lending at the Cumberland, said: “Broker feedback has prompted us to cut rates to support affordability for holiday let landlords looking for a better deal in 2026.
“We keep our holiday let pricing under close review so we can support more customers in the short term let sector.
“These price changes reflect both the importance of our broker and landlord relationships and the care we take to track the market and remain competitive.”
