Rod Lockhart

LendInvest lifts lending and returns to profit as platform growth accelerates

LendInvest has reported a strong first half to the 2026 financial year, with the alternative property finance platform confirming growth across lending, assets under management and profitability.

The firm said the strategy introduced last year is now fully embedded and delivering across day-to-day operations.

New lending rose to £664m, up 23% year on year, with platform assets under management increasing 17% to £3.45bn.

LendInvest’s funding position also strengthened, with funds under management up 14% to £5.3bn. The company now has 75% of platform assets supported by third-party capital.

Profitability has continued to improve. Net operating income increased 29% to £21.5m, adjusted EBITDA reached £3.7m, and profit before tax came in at £1.2m, marking a second consecutive profitable half.

The lender said operating leverage is becoming more visible, with underlying costs falling while lending volumes rise.

Retention is now viewed as a key driver of future growth, particularly in buy-to-let, where enhancements to broker processes and product transfer journeys have boosted activity.

Two significant funding transactions completed after the period end have further strengthened the balance sheet and extended the firm’s funding runway.

Rod Lockart, CEO of LendInvest, said: “As we look ahead, our focus remains on disciplined execution – scaling lending, protecting margins and compounding profitability.

“While we experienced some temporary slowdown in property purchase activity ahead of the November Budget, performance for the full year is expected to remain in line with market expectations.

“With a proven model and growing momentum, LendInvest is well-positioned to capture the next phase of growth as market conditions improve.”

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