Monzo to acquire Habito to offer end-to-end mortgage broking in app
The deal is expected to close in spring 2026, subject to regulatory and other approvals.
Monzo has agreed to buy Habito, a digital mortgage broker, as part of its plan to make mortgages easier for customers.
The deal will see Monzo become the first UK bank to offer a fully end-to-end mortgage broking service in its app.
Kunal Malani, chief banking officer at Monzo, said: “Monzo has transformed money management for millions and millions of customers – yet we know that mortgages still remain a complex, cumbersome pain point, and one we are looking to solve.
“This is a huge step in our mission to make money work for everyone, and we’re excited to bring Monzo’s simplicity and transparency to one of life’s biggest financial moments.”
Ying Tan, CEO at Habito, said: “At Habito, we’ve always believed mortgages should be easier, fairer, and simpler for everyone.
“I’m incredibly proud of what our team has built, and I couldn’t be more excited for this next chapter with Monzo.
“Together, we’ll transform what the mortgage experience feels like – effortless, empowering, and truly built around people.”
The deal is expected to close in spring 2026, subject to regulatory and other approvals.









