Fleet Mortgages has launched a range of new remortgage products offering cashback, alongside a series of rate reductions and product changes across its core buy-to-let (BTL) ranges.
From today (8th January 2026), the specialist lender has introduced new 2- and 5-year fixed remortgage products at 75% loan-to-value (LTV) for standard, limited company and houses in multiple occupation (HMO) and multi-unit freehold block (MUFB) borrowers.
Each product includes cashback of between £500 and £1,000, with pricing starting from 4.54%.
The new remortgage options are available to borrowers who have owned their property for at least six months.
Alongside the launch, Fleet has reduced rates by up to 0.20% across a broad selection of its existing 2- and 5-year fixed products, covering both fee-paying and zero-fee options within its standard, limited company and HMO/MUFB ranges.
The lender has also repriced its lifetime tracker range, cutting all rates by 0.25% following the recent reduction in the Bank Base Rate.
In addition, its 2-year tracker products across all three core ranges have been updated, including a move away from percentage-based fees of 3% to a fixed fee of £1,499.
Fleet has further expanded its offering with the introduction of a new 5-year fixed-rate product featuring a fixed fee.
The product is priced at 4.79%, carries a £4,000 fee, is available up to 75% LTV for standard and limited company borrowers, and supports loans of up to £750,000.
The lender said the changes are intended to give advisers and landlord borrowers greater flexibility when choosing between rates, fees and overall borrowing requirements.
