Hodge Bank will cut rates by up to 0.30% across its entire mortgage range, from 9am tomorrow, 9th January.
The reductions include resi retire 2-year fixed rates down by up to 0.28%, resi retire 5-year fixed down by up to 0.30% and resi 5-year fixed down by up to 0.30%.
Retirement interest-only (RIO) 2-year fixed rates are down by up to 0.20%, RIO 5-year fixed down by up to 0.18%, and holiday let 5-year fixed down by up to 0.15%.
Emma Graham (pictured), business development director at Hodge, said: “With a renewed sense of confidence in the housing market following December’s base rate reduction, it’s great to kick start 2026 with rate reductions of up to 0.30% across our entire mortgage range.
“It’s especially pleasing to be able to offer more competitive rates to customers navigating the property market as they head up to and into retirement.
“With the average age of first-time buyers continuing to increase, and multiple income streams becoming more common place we are doing all we can to support these customers.”
