Market Harborough Building Society cuts mortgage rates and reduces SVR
The specialist lender has reduced its SVR by 0.15% to 7.24%, alongside lowering residential and buy-to-let rates.
Market Harborough Building Society has introduced a series of rate reductions across its mortgage and bridging finance ranges at the start of 2026, including a cut to its Standard Variable Rate (SVR).
The specialist lender has reduced its SVR by 0.15% to 7.24%, alongside lowering residential and buy-to-let rates.
Variable mortgage rates have been cut by 0.15%, while 2-year fixed rates have been reduced by 0.05%.
Market Harborough has also made reductions to its bridging finance offering, with tier one and tier two monthly bridging rates reduced by 0.01%.
The changes apply to both its standard bridging range and its limited edition products for simpler cases.
Following the reductions, residential tier one mortgage rates now start from 5.10% fixed and 5.05% variable up to 75% loan-to-value (LTV), with a £1,495 product fee.
Buy-to-let tier one rates begin from 5.51% fixed and 5.46% variable up to 75% LTV, with top-slicing and lending into retirement included as standard.
Standard monthly bridging finance rates for loans up to £5m now start from 0.59% variable and 0.63% fixed, while the limited edition bridging range for cases up to £1m offers rates from 0.57% per month.
Iain Smith, head of mortgage distribution at Market Harborough Building Society, said: “We’re building on a successful 2025, kickstarting 2026 with reductions across many of our mortgage rates.
“This ensures we’re well-positioned to support brokers with complex cases and with our award-winning bridging finance – we’ll be adding to this positive message with more great news to come.”
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