Molo cuts BTL rates for UK residents across standard and specialist ranges
Molo’s new buy-to-let rates start from 2.44% for a 2-year fixed, available to both individual and limited companies at 75% loan-to-value (LTV).
Molo has reduced pricing across its UK resident buy-to-let (BTL) products, by up to 0.10% on its standard BTL range and 0.05% across its specialist products.
Effective immediately, Molo’s new buy-to-let rates start from 2.44% for a 2-year fixed, available to both individual and limited companies at 75% loan-to-value (LTV).
5-year fixed rates begin at 4.24%.
Specialist product rates, including houses in multiple occupation (HMOs), portfolio landlords, new build and holiday lets now start from 2.70% for 2-year fixed rates and 4.49% for a 5-year fixed, with no premium for larger properties (above six rooms or units).
Rates for non-UK residents and expat borrowers remain unchanged at 5.84% and 4.75%, respectively.
Molo’s full range of product guides for UK resident, non-UK resident and expat will be updated and available for viewing from 20th January 2026.
Molo’s distribution director, Martin Sims, said: “As rates settle, we intend to maintain a competitive stance.
“These cuts are intended to demonstrate our commitment to remain responsive to ever changing market conditions.
“Our simple aim is to make it easier for intermediaries to place client business.”
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