Kensington Mortgages cuts rates across Resi 12 and Resi 6 ranges
Resi 12 rates have been cut by up to 1.08%, while Resi 6 rates reduced by up to 1.03%.
Kensington Mortgages has cut rates on its Resi 12 and Resi 6 mortgage ranges, aimed at customers with more complex credit files.
Resi 12 rates have been cut by up to 1.08%.
2-year fixed rates now start from 5.31% and 5-year fixed rates from 5.36%, both with a £999 fee.
Resi 6 rates have been cut by up to 1.03%, with 2- and 5-year fixed rates starting from 5.61%.
These rates are available with a £999 fee or a no-fee option.
No-fee products include a free valuation, and remortgage customers can get either free legals or £250 cashback.
The products are available up to 85% loan-to-value (LTV) for both purchases and remortgages.
Andy Bickers, commercial director at Kensington Mortgages, said: “At Kensington, we are committed to combining competitive pricing with market-leading service.
“These latest rate reductions across our Resi 12 and Resi 6 ranges demonstrate our ongoing focus on supporting customers with more complex credit histories, ensuring they have access to specialised, affordable financing solutions.
“With Kensington, every case is assessed by a dedicated, mandated underwriter who takes the time to understand the applicant’s full circumstances, rather than relying solely on automated processes.”
Bickers added: “This approach allows us to look beyond the headline credit profile and make fair, informed decisions that reflect the real story behind each application.
“By pairing enhanced rates with our specialist expertise and personalised underwriting, we are continuing to offer clients with complex credit histories a clear path to homeownership.”
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