Lovey integrates Funding Circle API to speed up SME lending
The move aims to cut manual work and help eligible cases move forward more quickly, improving efficiency for both customers and internal teams.
Lovey has integrated Funding Circle’s application programming interface (API) into its platform to make the application process faster and smoother for small business customers.
The move aims to cut manual work and help eligible cases move forward more quickly, improving efficiency for both customers and internal teams.
Lovey’s 2026 SME Finance Outlook reported 81% of SMEs missed growth opportunities in 2025 due to a lack of finance, and 71% plan to seek external funding in 2026.
The direct API connection forms part of Lovey’s wider lending ecosystem, giving access to Funding Circle’s network and helping to deliver a more seamless journey from application to lender engagement.
Alex O’Malley, chief commercial officer at Lovey, said: “This partnership with Funding Circle reinforces a shared mission: using technology and innovation to improve speed, increase scale, and deliver better outcomes for SMEs by helping more businesses access funding with less friction and greater confidence.”
Rachael Raymond, head of broker at Funding Circle, said: “We are thrilled to launch this API partnership with Lovey and to further support their impressive growth journey.
“For Funding Circle, our strategic focus is firmly rooted in leveraging technology and automation to streamline lending and deliver a superior experience for our brokers and borrowers.
“This integration perfectly exemplifies that focus, allowing us to double down on our core mission of helping UK businesses access the funding they need to win.”












