Roma Finance delivers £6m loan for portfolio and development refinance
Sonia Mann said: “Completing our largest-ever loan is a fantastic milestone for Roma and demonstrates our continued growth as a specialist lender."
Roma Finance has completed a £6m loan for an experienced property investor, marking its largest deal to date.
The transaction involved two linked loans.
One was a development exit loan on six two-bedroom flats in a recently finished scheme, letting the borrower refinance and release restrictions across other assets while looking for a long-term solution.
The second loan, at 75% loan-to-value (LTV), refinanced eleven buy-to-let (BTL) properties from the investor’s portfolio, allowing them to consolidate borrowing and raise capital.
By structuring the loans together, Roma Finance provided flexibility for both the finished development and the wider portfolio.
Sonia Mann (pictured), head of sales at Roma Finance, said: “Completing our largest-ever loan is a fantastic milestone for Roma and demonstrates our continued growth as a specialist lender.
“This was a complex transaction involving multiple properties and existing borrowing arrangements, but by working closely with the customer we were able to put together a solution that met their needs.
“What stood out most was taking the time to understand the bigger picture.”
Mann added: “Rather than looking at each property in isolation, we worked with the borrower to structure a solution that supported both their immediate requirements and future plans.
“That’s exactly what we strive to do at Roma.
“We’re committed to building long-term relationships with our customers, supporting them not only with their immediate funding needs but throughout every stage of their property investment journey.”
Rahul Modasia, director of commercial, bridging and development finance at Rainstone Money, said: “One of the most complex and challenging transactions of my career, this deal truly demonstrated the value of having the right team behind me.
“By partnering with Roma as the lender, we were able to structure a solution that met the client’s needs while providing the structure required to make the transaction work.
“This completion was a real team effort.”
Modasia added: “From the Rainstone team proactively driving progress with the solicitors to everyone involved working tirelessly to keep the transaction moving, it highlights our commitment to delivering for our clients.
“Our expertise in navigating complex lending, combined with the strong relationships we build with clients and lending partners, enabled us to successfully get this deal over the line.”
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