Ultimate Finance loan book hits record £430m after strong H1 growth
The group delivered £153m of new facilities in the first half of the year, a new half-year high and up 22% on the same period in 2025.
Ultimate Finance reached a record £430m loan book on 30th June 2026, up 21% year-on-year.
The group delivered £153m of new facilities in the first half of the year, a new half-year high and up 22% on the same period in 2025.
At the end of June, the loan book was split across working capital at £165m, asset finance at £165m and bridging finance at £100m.
Asset finance finished June at £165m, up 30% year-on-year, with £65m of new business in the first half, up 31% on H1 2025.
June was a record month, and the last four months marked the strongest trading period for asset finance.
The maximum facility size increased to £3m to help introducers support small and medium-sized enterprises (SMEs) with larger funding needs.
Working capital reached £165m at the end of June, up 19% year-on-year, with £38m of new business facilities, up 10% on H1 2025.
This growth was supported by larger average facility sizes, increasing to £679,000 from around £500,000 in H1 2025.
Solution changes included extending cashflow loan terms to five years and increasing advances to up to 50% against the combined invoice finance funding line.
Bridging finance delivered £50m of new business in the first half, up 19% on H1 2025, with the loan book closing June at £100m, up 10% year-on-year.
The business also launched its semi-commercial bridging loan, offering short-term funding of up to £4m for properties with both residential and commercial elements.
Josh Levy (pictured), CEO at Ultimate Finance, said: “We’ve delivered our strongest first half yet, with £153m of new facilities and a record loan book of £430m.
“That reflects the consistency of our execution, the strength of our introducer partnerships and the progress we’ve made in developing our product propositions.
“We’ve continued investing in our product propositions, our people, our technology and our service delivery, so introducers can support more clients with funding that fits.”
Levy added: “We’ve also seen that progress recognised externally, with four Finance Connect Summer Awards shortlists and recognition as CEO of the Year.
“While the CEO of the Year award is presented to me personally, I see it as recognition of our team, our culture and what we have achieved together.
“We’ve also delivered record client advocacy scores, with an overall NPS of 85, up from 79 last year, and our continued industry leading 5/5 Trustpilot rating based on over 1,000 customer reviews.”
He said: “Our purpose is simple: to fund the ambitions of UK SMEs and property investors.
“This performance shows we’re doing that at greater scale, and we enter the second half with a clear ambition, to remain the funding partner of choice for introducers and the businesses they support.”
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