Gen H cuts rates by 0.15% across 90% and 95% LTVs
Sara Palmer said: "Cutting rates at 90% and 95% LTV is a deliberate choice our team has made to back the buyers who need the most help."
Gen H has cut rates by 0.15% across its 90% and 95% loan-to-value (LTV) mortgage bands, making it cheaper for buyers with smaller deposits.
This is Gen H’s second reduction at the higher-LTV end in three weeks, following a cut of up to 0.40% across its product range on 4th August 2026.
The new rates are already live for brokers on Gen H’s panel.
Sara Palmer (pictured), sales and distribution director at Gen H, said: “The first-time buyer market is splitting – there are those with a bigger deposit, and those who have to pay a premium for the privilege of borrowing at a higher LTV.
“We know the market is volatile right now, and cutting rates at 90% and 95% LTV is a deliberate choice our team has made to back the buyers who need the most help.
“Brokers have been telling us how much this matters to their clients right now, and we listened.”
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