Value of bridging loans rises to £1.8bn in 2025/26 – Karis Capital

The value of new bridging loans taken out by homeowners in the UK rose to £1.83bn in the year to March 31st 2026, up from £1.75bn the previous year, according to research by Karis Capital. 

The increase was linked to more owner occupiers using bridging loans to avoid delays in property chains and push forward purchases.

Francesco Amato, senior associate – specialist regulated finance at Karis Capital, said: “In a property market that is being slowed for the moment by fluctuating interest rates, bridging loans give some buyers a different route to get their property purchases completed.

“While a bridging loan won’t be suitable for everyone, it’s an option that allows buyers in some situations to move their purchases forward when a conventional mortgage isn’t suitable.