Vida, the specialist lender, has launched a range of residential and buy-to-let fixed rate products.
Following the recent relaunch of its variable products, Vida’s new residential range is available for first-time buyers and home movers.
As well as this, the range also caters to remortgages including capital raising for debt consolidation.
With maximum loan sizes of up to £2,000,000, the rates start at 8.09% for a 2-year term and 7.69% for a 5-year term.
Loan-to-value (LTV) options are at 75% and 85% and are suitable for those that may have experienced missed payments or CCJ’s in recent years, as they are available across all adverse tiers.
The buy-to-let range includes products for both amateur and professional landlords, those wanting to purchase or remortgage HMOs and MUBs, and expats in a wide range of countries across the world.
With loans available up to a maximum of £1,000,000, it encompasses a broad range of property options including flats above commercial units, ex-Local Authority flats, HMOs and MUBs.
Two and 5-year fixed rates start at 7.49%, with LTV up to 80%, and 75% for expats.
