TMA Club has added intermediary-only specialist buy-to-let (BTL) lender Quantum Mortgages to its lender panel.
TMA Club’s directly authorised (DA) brokers can now access Quantum Mortgages’ range of BTL products, with an emphasis on greater product choice and more modern lending criteria.
Quantum Mortgages place an emphasis on the ability to listen and understand individual circumstances in order to meet the needs of experienced and professional landlords.
Expert underwriters make all lending decisions, rather than relying on credit scoring tools, which allows for a personalised outcome to suit the borrower’s exact financial needs.
Features of Quantum Mortgages’ product range available to TMA brokers include: multi-unit block, including holiday lets; no averaging on the size of the rooms, studio flats less than 30 sqm, BTL investor led developments, and day one remortgages up to 80% OMV without proof of works.
Lisa Martin, development director at TMA Club, said: “As buy-to-let investors face a variety of challenges, including changes in taxation and regulation, a human approach to lending and advice will go a long way to providing peace of mind to new and existing landlords.
“We’re pleased to be partnering with Quantum Mortgages, whose unique approach and broad product range will enhance TMA member brokers’ abilities to support owners in this specialist sector.”
Spencer Gale (pictured), director of distribution & marketing at Quantum Mortgages, added: “With such close links to its lenders and a strong membership, TMA Club understand the importance of a personal touch when it comes to the advice industry, which is increasingly important given the macroeconomic challenges facing the mortgage market.
“We’re pleased to be working with TMA and are confident that our partnership will bring benefits to both brokers and borrowers alike.”
