Zephyr Homeloans has reduced in rates for its 2-year and 5-year mortgage products by up to 0.10%.
For properties with an A to C-rated Energy Performance Certificate (EPC), Zephyr is offering the following rates: 3.19% on a 2-year fixed-rate standard mortgage up to 65% loan-to-value (LTV), with a 7% fee; 4.80% on a 5-year fixed-rate standard mortgage up to 65% LTV, with a 7% fee; 3.39% on a 2-year fixed-rate mortgage for houses of multiple occupancy (HMOs) and multi-unit freehold blocks (MUFBs) up to 65% LTV, with a 7% fee; and 5.00% on a 5-year fixed-rate mortgage for HMOs and MUFBs up to 65% LTV, with a 7% fee.
For properties with an EPC rating of D or E, the rates are: 3.29% on a 2-year fixed-rate standard mortgage up to 65% LTV, with a 7% fee; 4.85% on a 5-year fixed-rate standard mortgage up to 65% LTV, with a 7% fee; 3.49% on a 2-year fixed-rate mortgage for HMOs and MUFBs up to 65% LTV, with a 7% fee; and 5.05% on a 5-year fixed-rate mortgage for HMOs and MUFBs up to 65% LTV, with a 7% fee.
Paul Fryers (pictured), managing director at Zephyr Homeloans, said: “We’re doing everything we can to ensure that brokers get the fastest access to new deals to help them best service their landlord customers.”
