Market Financial Solutions has reduced rates across its complex buy-to-let (BTL) mortgage, bridging, and Bridge Fusion ranges.
The lender, which specialises in complex cases, also lowered rates for both variable and fixed-rate bridging products.
The Bridge Fusion range, a combination of a bridging loan and a longer-term BTL mortgage, has also seen rate reductions.
This product, launched in June 2024, allows terms of up to 36 months and provides loans up to £20m for residential, semi-commercial, and commercial properties.
In the residential BTL mortgage sector, 2-year fixed rates now start from a pay rate of 4.74%.
The 3-year fixed rate begins at 5.14%, and 5-year fixed options start from 5.94%.
Paresh Raja, CEO of Market Financial Solutions, said: “The property market ended 2024 strongly, with house prices rising amid falling interest rates.
“With the Bank of England expected to cut the base rate further in 2025, we expect greater demand among property investors over the coming months, so it is the perfect time for us to help stimulate the market by reducing our rates.
Raja added: “With significant price reductions across our BTL, bridging and fusion offering, I’m confident brokers and borrowers alike will see real value in our products.
“As always, we will continue to deliver certainty and flexibility, while always looking to refine our products to meet the unique needs of brokers and their clients, no matter how complex their cases might be.”
