Virgin Money will implement changes to its mortgage offerings tomorrow (21st January 2025), including new products and adjustments to current rates.
A new 80% loan-to-value (LTV) 2-year fixed rate with an £895 fee will be launched at 4.69%.
Additionally, a new 80% LTV 2-year fixed rate fee-saver will be introduced at 4.95%.
A new 80% LTV 5-year fixed rate with an £895 fee will be available at 4.51%, and a new 80% LTV 5-year fixed rate fee-saver will launch at 4.62%.
Furthermore, additional changes will take effect at 8pm today (20th January 2025).
The 80% LTV Fix and Switch fee-saver will increase by 0.09% to 4.99%.
The 95% LTV Fix and Switch fee-saver will rise by 0.08% to 5.61%, and the 95% LTV Fix and Switch Shared Ownership fee-saver will also increase by 0.08% to 5.61%.
In the Purchase category, the 95% LTV 5-year fixed rate fee-saver will increase by 0.12% to 5.31%.
The 90% LTV 2-year Shared Ownership fixed rate fee-saver will rise by 0.10% to 5.29%.
The 95% LTV 5-year Shared Ownership fixed rate fee-saver will increase by 0.08% to 5.17%.
In the Remortgage category, the 80% LTV 5-year fixed rate with a £995 fee will increase by 0.02% to 4.49%, while the 80% LTV 5-year fixed rate fee-saver will rise by 0.02% to 4.64%.
