Kent Reliance for Intermediaries (KRFI), part of OSB Group, has launched a limited edition Shared Ownership range with flexibility and lower rates to support first-time buyers (FTBs).
With rates starting from 6.09%, the range helps keep monthly costs down and offers options for those with impaired credit histories, assessed individually.
Key features include 75% loan-to-value (LTV) across 90%, 95%, and 100% market share value, as well as 2-year and 5-year fixed options, with loans ranging from a minimum of £80,000 to a maximum of £1m.
Adrian Moloney (pictured), group intermediary director at OSB Group, said: “As we head towards the Stamp Duty deadline, affordability continues to be a barrier and we know prospective first time buyers together with their brokers will be exploring all potential buying routes, including shared ownership.
“We’re expecting to see an uplift in shared ownership throughout 2025 and this new limited edition offering lower rates from KRFI requires smaller deposits, includes opportunity to ‘staircase’ up to 100% and offers flexibility for customers who may have impaired credit.”
Moloney added: “These enhancements are all underpinned by an award winning BDM team, inhouse expert underwriters and speedy turnaround so we’ve got the experience and the knowledge to support brokers helping their customers get that first step on the property ladder.”
