West One has cut rates by up to 0.30% on its first charge residential mortgages, and by up to 0.60% on first charge buy-to-let (BTL) products.
2-year fixed rates now start from 5.69% and 5-year fixed rates have been reduced by 0.15% for loans below 85% loan-to-value (LTV), starting from 5.74%.
For BTL investors, rates on 2-year and 5-year fixes now start from 1.69%.
The lender has also launched a £1,000 cashback product on remortgages, available on 5-year fixed rates with a minimum loan size of £75,000.
Additionally, West One is offering a new extension of valuation refund product with 2-year and 5-year fixed rates, across all LTVs and product ranges.
Fee-free remortgage options are also available, as are fast-track remortgage completions.
Paul Huxter, head of intermediary sales and distribution at West One, said: “We recognise the importance of agility in the current environment.
“The reduced residential rates and new product launches are designed to support brokers in offering greater choice and value to a broader spectrum of clients.
“We’ve seen a growing need to equip brokers and landlords with financing solutions that help them stay ahead of legal and regulatory changes.”
Huxter added: “We know landlords are navigating a complex and shifting landscape, and we’re responding with pricing that strengthens their ability to invest with confidence.”
