Period homeowners pay an average of 123% more for home insurance than those with modern homes, research from Compare the Market found.
The research showed the average premium for a period property was £547 a year, which was £245 higher than the £302 average for homes built after 2000.
Tudor homes, built between 1485 and 1603, were the most expensive to insure at £770 a year on average.
Meanwhile, Stuart homes, built from 1603 to 1714, cost £700, while Georgian homes from 1714 to 1830 were £551.
Homes built between 1831 and 1836 averaged £522.
Additionally, the research found insurance for homes built before 1485 came to £487, Edwardian properties built between 1901 and 1910 cost £397, and Victorian homes from 1837 to 1901 were £395.
According to research insurance was higher for older homes as they tend to have outdated wiring or plumbing, cost more to repair, and often need specialist tradespeople.
Helen Phipps, home insurance expert at Compare the Market, said: “While period homes often possess great character and charm, our research underlines the importance for homeowners to be aware of the additional costs that can often accompany owning an older property.
“People living in a period home, or those considering purchasing one, should be aware of the potentially higher insurance premiums that typically come with owning an older property.
“It’s important for all homeowners to compare insurance policies of different providers online to help find the right deal at the right price.”
