Cohort Capital has launched an unregulated residential bridging product – marking its debut with two completions in prime central London totalling £6.65m.
Designed specifically for experienced investors and developers, the product is available to UK special purpose vehicles (SPVs) and offshore entities, offering loans from £1m to £5.5m.
With terms of up to 18 months and loan-to-value (LTV) ratios of up to 70%, borrowers can choose between serviced or rolled-up interest, with rates starting at 0.79% at lower leverage levels.
Introducers benefit from tiered procuration fees between 0.50% and 2.00%.
The facility is available across key cities and regional hubs in England and Wales, and is suitable for acquisition, bridge-to-sale or refinance, equity release, and development exit scenarios.
To launch the product, Cohort completed a £2.79m equity release for a UK borrower, secured against a 2,275 sq ft Grade II listed property in central London, as well as a £3.86m facility for a BVI-based SPV, secured against a five-bedroom freehold townhouse in South Kensington.
Matt Thame, founder and CEO of Cohort Capital, said: “Our new residential bridging product reflects our ongoing commitment to backing experienced borrowers with bespoke, well-priced capital.
“We’ve built a strong track record by acting quickly, structuring intelligently, and delivering consistency – even through market headwinds.
“This product is an extension of that philosophy and positions us to better serve the £1m to £5.5m residential segment while continuing to support larger commercial real estate loans across the £6m to £100m range.
“Our capital base, backed by retained equity and robust loan performance, gives us the flexibility to offer some of the most competitive terms in the market.”
