70% of landlords plan to grow their portfolios through acquisitions, refinancing or refurbishment, research from Lendlord has revealed.
As part of its 2025 Landlord Sentiment Survey, Lendlord found that the current rental market is one defined by cautious optimism and continued investment appetite, despite rising mortgage rates and regulatory pressures.
Based on responses from a broad sample of UK landlords, the report showed that seven in 10 landlords plan to acquire, refinance or refurbish properties in the next 12 months, even though 42% described their approach as more cautious than six months ago.
59.6% expected house prices to increase slightly in the next 12 months, while 41.9% said they have become more cautious in their strategy.
A further 42.3% of landlords said they are confident in securing suitable mortgage finance, but a substantial 67% said they remain concerned about the Renters’ Reform Bill.
Aviram Shahar, co-founder and CEO of Lendlord, said: “Despite the headlines, landlords are not retreating from the market – they’re adapting. The sentiment is cautious, yes, but it’s also clear-eyed and pragmatic.
“Landlords are still finding ways to invest, recycle capital and manage their portfolios efficiently. What they need is support in making confident decisions, whether that’s running the numbers on a refurbishment or understanding how regulation might affect them.
“Our aim at Lendlord is to provide that clarity, through better insights, better tools and better finance options.”
