HSBC will cut mortgage rates across a wide range of products from Tuesday 8th July 2025.
Rates will decrease for existing customers switching, borrowing more, first-time buyers (FTBs), home movers, remortgages and cashback products.
This includes 2-year, 3-year and 5-year fixed Fee Saver, Standard and Premier Exclusive mortgages at loan-to-value (LTV) bands from 60% up to 95%.
High value mortgages and energy efficient home ranges for A and B energy performance certificate (EPC) rated properties will also reduce.
International residential mortgage rates will come down, covering 2-year, 3-year and 5-year fixed Fee Saver and Standard products at 60%, 70% and 75% LTV.
HSBC Premier exclusive rates will remain available only to HSBC Premier current account holders.
Fixed rate end dates will move to 30th September instead of 31th August for 2, 3, 5 and 10 year fixed products.
There will be no further changes to any other interest rates at this time.
